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If you’re looking for a vehicle that is ideal for business and family needs then look no further than a van. They’re practical vehicles and versatile in their number of uses. If you’re doing your Christmas shopping, a van has more than enough space. Maybe you’re going on a camping trip; vans easily have enough room for the essential equipment. If you’re taking rubbish to the dump or moving home, vans are great. A van’s room makes them perfect for tradesmen and commercial usage. Whether it’s for an individual or a business, a van is ideal. If you’re looking to get a good deal why not consider leasing a van, however there are various advantages and disadvantages which should be considered prior to doing so.

Of course, leasing means that you don’t have to pay a lump sum like you do when buying a van outright. Instead the user pays a number of monthly instalments. Lease payments are lower than those made to purchase vans, saving the user a chunk of change. You have a range of choices when leasing a van that you want. Most dealerships will have a range of deals on a number of the best manufacturers including Citroen van leasing and Vauxhall van leasing.

However a disadvantage is that it can become difficult to calculate the van’s annual mileage. The lease contract stipulates a set number of mils that can be accumulated; charges can be quite costly if you exceed this number. It’s useful to keep an accurate record of the mileage you do in the van each year. Another disadvantage of Commercial Van Leasing deals is that the user will need to pay the interest on the remaining months of the lease if you want to settle the contract early.

It will be National Van week soon.Quite what this entails I’m not sure it seems to be a wonderful excuse for van manufacturers to advertise their new models and attract lots of new customers. For some people, driving a van is an essential part of everyday life. Many businesses rely on using them daily to transport staff and goods, and there is no question of their usefulness.

In these difficult times many people with small businesses rely on their van for transport or even as their portable office. Buying is an option, but far more predictable, reliable and certainly less costly is looking at available van leasing deals. You’ll get a modern van without having to worry about paying upfront, and get the chance to trade it in for the latest new model every three years.

The problem is that even if it’s a brand new, environmentally friendly van they can still cause problems on the roads. Many would say it’s not unusual to find one blocking the road and that they cause problems when left parked on small streets or in residential areas. What those people are forgetting is how many of the services they use and rely on every day depend on a man in a van.For those who need to use a van in their day to day business life it’s hard to imagine how they’d be able to cope without it.

But for businesses that need to use vans the cost of upkeep and servicing can be a real financial worry.The reason most businesses with a small fleet of vans require drivers to take them home is that the cost of hiring somewhere to store them all would be too high. A far more viable option for these businesses would be to look at van lease contracts if manageable monthly payments and always having the latest model wasn’t enough, many deals come with tax and servicing cost thrown in as well.

For more information about a particular make of van such LDV van leasing or refrigerated vans, contact Crusader vans.

Leasing vehicles and the associated marketing have gone unnoticed recently due to very low interest rates. Lower monthly payments have been the advantage most people have been seizing when dealing with leasing. With the low financing rates, this advantage has been shifted to traditional financing.

The world of leasing vehicles is complicated and difficult to understand fully. Even now it is possible find some good deals out there, but the financial process around leasing a van can still be quite confusing. It is this confusion that can leave you puzzled once the lease period is done.

So to avoid the van leasing confusion, we can look at some basic points.

In vehicle leasing, you are only paying for (in the form of monthly payments) the portion of the van that you use over the life of the lease. As part of the monthly repayments, the sales tax and financial charges will be included.

Yes, van finance or interest charges! In van leasing vernacular this is known as the money factor.

The van’s residual value is what is determined as the quantity of the van that you will use. The residual value is a predetermined number relating to the market value of the van at the end of the lease.

For example: if a $20,000 van has a residual value of $11,000 at the end of your 36 month lease, this means that you will have used $9,000 of this van; so your monthly payments will be based on $9,000 over 36 months. What is obvious here is that the higher the residual value, the better the monthly payments are going to be for you.

Often the money requirements at the start include the initial first month payment and the security deposit. It is optional of course for you to put more money down than recommended (cap cost reduction) which is similar to when purchasing, which will help to reduce monthly payments further.

For more information on leasing a van, including pick up truck leasing and vans of varying sizes, contact MWVC on 08450 500 800.

When you have to replace a van, a good method to consider is a van leasing deal. It may appear to cost more in the short term, but it is a practical choice. The primary consideration when you buy or van leasing should not be money it should be the value that you derive. A new van from the factory should assure that all of the mechanical bits function correctly. There is also a warranty that supports the van for a number of years – hopefully covering the maintenance cost for the duration of the agreement.

A van contract hire deal does not require much financial expertise. However, knowledge enables you to negotiate for the best possible deal. The depreciation value is determined by the estimated residual value of the vehicle when the leasing agreement ends. The difference has to be paid by the lessee. Once the price is settled, documents are completed and sent for approval. The success of any deal will depend on your personal credit rating. Students and first-time lessees may find it difficult to get a lease deal, as there is no track record.

Monthly payments depend on a term called the money factor. It is a decimal number multiplied by 2400 to provide the monthly interest payments. The best scenario would be getting interest payments on a lease deal which match those of a personal loan.

It is important to remember that payments on a lease vehicle are likely to be higher per month than on a second-hand vehicle. In the first year depreciation of the van is high, but with each successive year, it halves.

The satisfaction of leasing a van is that you are driving a new vehicle with the latest technology. If you decide to sell the van or trade it in, it will have a higher resale value at the end of the lease agreement period. New vans are easier to look after and are equipped with more fuel-effecient technology.

Visit the website at Crusader vans to view all of the top brand deals including Mercedes van leasing or Volkswagen van leasing.

If you own a business that requires delivering goods to your customers, when it comes to buying new delivery vans, you may have to reach deep into your pockets and hope you find enough. Especially during the current recession, it is becoming more and more difficult to keep your business afloat.

So there you are thinking, I need new delivery vans to keep my business going, but I don’t have enough money for the ones I want, there must be a way. Well, there is another way, a way for you to get brand new vans at a smaller price. Van leasing is a great way for you or your business to get the latest vehicles to deliver your goods all for a monthly fee.

All you have to do is sign a contract pay the monthly fees, and once your contract is over, if you renew it, you can get another brand new van. You can even get packages which cover the maintenance of the vans, giving you one less thing to worry about.

You may be wondering, what’s the catch? But there simply is not one. Van leasing is simply a great way to get the latest vehicles, at lower cost. Also, because they are the newest models, they won’t break down as much, giving you peace of mind that you have made the right choice. Aswell as that, when you buy a new car or van, they can quickly loose all their value, making you loose out when you have to sell them on, but with leasing, you have no problem with that because one your contract is over, you simply give the car back.

Overall, it has to be the best way to get brand new vans for your business, especially now that times are tight. So come on, there are some really good LDV van leasing and Citroen van leasing offers out there.

When you decide it is time for a new van for your business, you have to be clear about the methods of finance available. These fall in to two distinct categories: owning or hiring the vehicle. The latter is known as Finance Leasing.

Who should consider taking out a finance lease? Finance lease deals are best suited to individuals of businesses that want the same benefits normally associated with owning a vehicle. This would include the maximizing of tax gains and minimizing of the initial outlay. Usually you are asked to pay a relatively small initial rental cost or deposit up front. This may equate to 3 months payments with the balance of the payments being spread over the lifetime of the agreement. There should be a choice of payment terms, up to 5 years.

It is worth noting that for income tax purposes, finance lease is classed as a ‘hire agreement’ – qualifying you for a 100% relief to offset against any profit generated by the business.

With finance lease, you are required to pay VAT on a monthly basis. This you can claim back, if registered, to do so only on a quarterly basis. All that you have to do is agree a monthly figure and length of contract period. These deals usually include a final payment sometimes referred to as a ‘balloon’ or ‘Terminal Rental’.

Payments are made on a monthly basis by Direct Debit or standing order, and extend throughout the contract term. You can terminate the agreement early if you wish, although you will be liable for an ‘early redemption’ charge, and would lose the potential tax breaks.

At the end of the term, you are legally obliged to sell the vehicle, as the taxman will not allow you the tax advantages of the lease as well as ownership of the vehicle at the end of the agreement.

To understand more how this can benefit your busines, visit our website with our van leasing offers. volkswagen van leasing and Citroen Van Leasing are just some of the options out there to choose from.

It can be quite a struggle for the ablest of minds to understand the various differences between leasing agreements. What are your best options? Would you be wiser enter into a straight rental agreement?

Hire purchase

When you take out a hire purchase agreement, you will be paying a deposit equivalent to 3 months of the overall rental in advance plus VAT. Payment periods can vary, but the usual period is between 36 and 60 months maximum. Your monthly payments will be exempt from VAT and your initial deposit charge can be reclaimed. One other point in its favour is the ability to offset any taxable profit – which is a good boost for any small business. At the end of the lease agreement, the van is legally yours and you are not required to make any more payments.

Finance Lease

When you take out a finance lease agreement, you will be paying a deposit of 1 to 3 months of the overall rental in advance plus VAT. Similar to the hire purchase agreement, your repayments are usually between 36 and 60 months in total. If you are able to claim back the VAT on the deposit, you will only be able to do this on a quarterly basis. One appealing freature is if the van is sold or part-exchanged at the end of the term – 96% of the van value is retained by the lesse.

Contract Hire

Many aspects of this type of arrangement are the same as the finance lease, with the added bonus of a maintenance package. There is also no hassle of having to sell the van at the end of the agreement. It is also known as an Operating lease within the business. Most of the criteria is the same as above including the cost of the deposit, and the recoverability of the VAT etc. However, providing you remain within the fixed mileage, you can retain more budgetary control by fixing your costs.

Lease Purchase

Most of the details are the same as the finance lease agreement. Where commercial vehicle leasing differs, is at the end – you sell the vehicle to a third party for a reasonable value and buy it back for £1. 5% of the sale value then has to be sent by the customer to the finance company. After writing down 100% of the cost of the deal, you are then able to keep the van.

mercedes van leasing Is just one of serveral other options that are out there to be chosen.

There are several different ways to finance the cost of your vehicle including personal contract purchase, van leasing, van contract hire, lease purchase and loans for your van. Many people are confused by the differences in these financing options so I thought I would focus on ‘van contract hire’ and explain how this technique works.

Leasing a van basically takes vane of one of the biggest financial issues associated with acquiring a new vehicle which is depreciation. As soon as you’ve been handed the keys to your brand new motor its value falls through the floor.

When you take out a new van lease the residual value of your chosen van or van will be calculated by your supplier. This is the estimated value of the vehicle at the end of the agreed lease period based on the anticipated mileage during this time. The calculated residual value of your chosen vehicle is then deducted from either the current manufacturers retail price, or a value agreed with the leasing firm, and you will pay the remainder through your monthly lease payments. So the higher the residual value in comparison with the current value, the less you will be paying each month.

Contract hire is a popular vehicle financing technique that isparticularly beneficial for customers who are registered for VAT such as small businesses and self employed people. If your vehicle is used exclusively for business purposes you will be pleased to find that you can reclaim 100% of the VAT. Even if your van or van is used for some personal use you can still reclaim 50% of the VAT.

A contract hire agreement means that you have actually hired the selected van or van for an agreed period, usually between 1 and 5 years, during which time you will pay the agreed rental, based upon mileage. You will return the vehicle to your supplier at the end of your contract hire period, much the same as a van leasing contract. You will not encounter any painful surprise disposal or depreciation costs.

Van Contract hire will generally include full vehicle maintenance which can optionally include routine servicing and even replacement tyres. Up to 100% of the rental charges can be offset against taxable profits and minimal capital outlay is required.

It’s no surprise that contract hire is the favoured vehicle financing option for many businesses and self-employed people.

I am often asked whether these types of deals are extended to pick up truck leasing or small van leasing, as opposed to just van leasing. Yes, is the answer, with a host of competative pricing waiting to be discussed by Mark Williams.

For commercial van leasing I would recommend Mark Williams Vehicle contracts.