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Question: Money Magazine has recommended mutual funds after they’ve reopened to new investors. But what if your fund has just closed? Is it time to sell? – Marc Maschhoff

Where baby-boomers go, the financial services industry follows. Too large, at 77 million people, and too affluent to be ignored, this group has been heavily wooed at every stage of life. Now, as the oldest boomers begin leaving the workforce, Fidelity and Vanguard have launched mutual funds aimed at retirees who are making the transition from saving to spending.

Question: I read your recent article in Money magazine regarding the craze for international investing. This past week my adviser has recommended this move since I have very little money in the international market. She recommended Nationwide International Growth Fund and the Ivy Asset Strategy Fund. What do you think of her advice?

Deciding where in the world to invest can be just as important as choosing what to invest in. But if you’ve tried pinpointing the best markets over the years, you know it’s like shooting at a moving target.

It’s a tough market, but that doesn’t mean you need more weapons for your portfolio. Now more than ever, don’t complicate your strategy. Simplify it.

Question: Money Magazine has recommended mutual funds after they’ve reopened to new investors. But what if your fund has just closed? Is it time to sell? – Marc Maschhoff

10 families decided it was time to break their bad plastic habits. Here’s how they did it.

Like the dramatic final scene of “The Sopranos,” if you haven’t adequately prepared for the transition to digital television on Feb. 17, 2009, your television screen could fade to black.

Back in the ’60s, when the musical “Hair” was heralding the dawning of the Age of Aquarius, the popular catchphrase was “What’s your sign, man?” But with Hair now a nostalgic memory (in my case literally) and boomers more concerned about retirement than about Jupiter aligning with Mars, the new mantra is “What’s your number?”

Second-quarter earnings are likely to be ugly. But here are five stocks we think will shine this quarter and for the long haul.